Spectator Money

The Bank of Mum and Dad: should parents lend money to their adult children?

15 May 2017 11:11

I don’t normally glean insights for my personal finance columns from police dramas on TV, honest. Recently, though, I caught…

complain

Got a grievance? Then make sure you complain online

12 May 2017 11:23

All publicity is good publicity, right? Wrong. The United Airlines controversy last month showed just how quickly poor crisis management…

Record fine for one of Britain’s worst cold callers

11 May 2017 12:07

I am immensely cheered by the news that one of the worst perpetrators of cold calling has been fined a…

Budgeting will save you money and might even make you happier

11 May 2017 10:40

How much money do you have in your current account right now? What date do you pay your electricity bill?…

Water, water everywhere: we spend £707 million a year fixing damage caused by our neighbours

10 May 2017 12:16

As I watched the water creep across the kitchen floor, powerless to prevent a mini tsunami, I had an inkling…

Make your spending money go further when travelling abroad

10 May 2017 11:05

Anyone with a trip on the horizon is likely to make a checklist of essentials to pack, but what about…

Can money buy happiness? The internet trolls think so

9 May 2017 12:27

Aaron Lennon. Prince Harry. Jayne-Anne Gadhia, chief executive of Virgin Money. Each of these high profile people’s mental health has…

How do you solve a problem like the pensions system? Spectator Money has a solution

9 May 2017 11:34

What should be done to our muddled and over-complicated pensions system? We (our politicians, that is) have created a pensions…

Do we trust politicians to solve our financial problems? Of course not

8 May 2017 12:27

Do we trust politicians? Is that the same as asking if we trust estate agents, door-to-door salesmen or, er, journalists?…

How to avoid being duped by investment scammers

8 May 2017 10:57

For every hard-working individual who has built up a pension pot to fund their retirement, there is a criminal trying…

homeless

Giving money to beggars does more harm than good

4 May 2017 12:12

I still feel bad about the beggar I ignored years ago. Fear of being mugged while fumbling for money has…

How to check, amend and repair your credit record

4 May 2017 10:58

When was the last time you checked your credit history? This vitally important information can seriously affect many aspects of…

Banks are failing to help customers slipping into the red

3 May 2017 12:30

I’m in one of those moods. The one where I’m beset by delusions of adequacy, I can’t work up the…

Investment returns are in the bag: luxury handbags outperform gold and property

3 May 2017 11:09

Exceptions aside, Spectator readers are not consumers of luxury for luxury’s sake. They are unassuming keepers of style, guardians of…

The Bank of Mum and Dad is now the ninth largest lender in the UK

2 May 2017 14:58

As lenders’ names go, The Bank of Mum and Dad is rather appealing. There’s instant brand awareness, the prospect of…

We should teach infants about the value of money

2 May 2017 11:45

On the one hand, perhaps he should only be thinking about football, Minecraft, his Lego Millennium Falcon and whether he…

Is digital financial advice any good? Spectator Money investigates

28 April 2017 11:47

Financial companies, large and small, are trying to grab a piece of the burgeoning digital advice market. Also known by…

Best Buys: Two-Year Fixed Rate Bonds

28 April 2017 10:42

This week’s Best Buys, provided by Moneyfacts, are Two-Year Fixed Rate Bonds.

Scrapping the pension triple lock would be bad news for pensioners – and the Tories

27 April 2017 12:30

The wrangling over key policy areas in the upcoming general election has begun in earnest. If you’re already tired of…

New complaints data is a missed opportunity and will not help consumers

27 April 2017 11:21

Yesterday the UK financial regulator released complaints data for the second half of 2016. While this happens every six months, yesterday…

What’s happening in the world of personal finance? Spectator Money takes a closer look

26 April 2017 12:19

On any given day, there’s a slew of personal finance stories. The most eye-catching are the ones that make it…

Failing to bank online could cost you dear

26 April 2017 11:12

People who don’t bank online are more likely to face financial trouble than their more internet-savvy peers. That’s according to…

It’s time qualifications for estate agents became mandatory

25 April 2017 12:16

I’ll never forget the estate agent who tried to flog me my first flat. As I waited on the kerb in…

Should we compare pay slips? The inequality of earnings

25 April 2017 10:03

The most open of folk, who spill saucy secrets about themselves, clam up when asked how much they earn. Revealing…

Hold the front page: energy providers are against plans to cap bills

24 April 2017 13:35

I am inundated with press releases, emails and phone calls from PRs, all wanting to talk about their clients, the…