Spectator Money

Should we thank Brexit for ‘borderless banking’?

5 June 2017 12:43

From Brexit and Grexit to Trump and Scottish (near) independence, the way we think about our place in the world…

Lenders punish borrowers who slip onto standard variable rates

2 June 2017 12:29

When you’ve been writing about money for a while, a few key phrases crop up again and again. But of all…

Best Buys: Easy Access Accounts (without a bonus)

2 June 2017 11:21

This week’s Best Buys, provided by Moneyfacts, are Easy Access Accounts without a bonus.

motor

Five simple ways to beat soaring car insurance premiums

1 June 2017 11:43

The average annual car insurance bill is expected to hit a record high of £800 this month, according to comparison…

People paying the highest rate of tax now at record level

1 June 2017 11:22

A record number of people are now paying the highest rate of tax thanks to wage inflation and the reduction…

Leaseholders are now glorified tenants

31 May 2017 12:21

Ah, home ownership. It’s the holy grail of living arrangements, isn’t it? No more nasty landlords and money-grabbing letting agents.…

Food inflation means bigger bills for shoppers

31 May 2017 11:51

Ah, butter. Salted, unsalted, English, French, garlic, spreadable, straight from the fridge – just thinking about the many forms of…

Every little helps: living near a supermarket could boost the price of your home

30 May 2017 12:46

There are three supermarkets in the small market town where I live. That’s three major chains serving just 14,000 people,…

Personal finance: where do the political parties stand?

30 May 2017 11:39

It hardly seems possible – where does the time go? – but the general election takes place next week. Following…

The political parties are not being honest about their tax and spending plans

26 May 2017 11:33

After the atrocity in Manchester on Monday night, campaigning for the general election resumes today. With just a fortnight to…

Best Buys: Remortgage Rates

26 May 2017 10:04

This week’s Best Buys, provided by Moneyfacts, are Remortgage Rates.

Economic growth revised down as inflation puts squeeze on consumer spending

25 May 2017 12:49

Is Brexit finally starting to bite? New figures released this morning show that consumer spending increased at the slowest pace since…

extension

How to finance home improvements with a mortgage

25 May 2017 11:07

A property should have two bathrooms for every three bedrooms to maximise its value and desirability. That’s according to 70…

Don’t let cyber criminals steal your money – take steps to protect your finances

23 May 2017 13:33

It’s the modern malaise: online fraud. In a world where so many of our transactions happen over the internet, it’s…

Housing is escalating up the political agenda

23 May 2017 12:41

As we ready ourselves for what has become an annual pilgrimage to the polling booths, in terms of finance there…

grief

Grieving families face unexpected tax bills

22 May 2017 12:43

Little-known rules regarding ‘death-in-service’ payouts from workplace pension schemes could see grieving families hit by shock five-figure tax bills. That’s…

Dwindling pension funds plugged by workers’ wages

22 May 2017 11:45

A decade ago, while working for a national newspaper, I forced the then Labour government to release documents under the…

Have you planned your digital legacy?

19 May 2017 12:53

Going through a loved one’s photos, books, music collection and possessions after they’ve passed away can be an emotional process.…

The sun shines on retail sales

18 May 2017 12:32

When the sun shineth…go shopping. That’s what we did in our droves during April, boosting retail sales by 4 per…

Four ways to protect your finances on holiday

18 May 2017 12:03

British families are forecast to spend £1,284.54 per person on this year’s summer holiday. That’s up more than £200 on…

Over-45s fear for retirement if the Tories reduce the state pension

17 May 2017 12:37

With the news dominated by the political parties’ respective manifestos, there’s a lot of information to digest. At the time…

Families under further pressure as earnings growth slows

17 May 2017 11:20

There’s more doom and gloom for households today as new figures reveal the first decline in real earnings since September 2014.…

There’s a shed-load of valuables in your garden, but are you insured?

16 May 2017 14:51

Ah, Chelsea. Or in my case, ah, Tatton. It’s that time of year again when the Royal Horticultural Society revs up…

Inflation at highest level since 2013

16 May 2017 13:55

There’s bad news for households this morning following the news that inflation has soared to its highest level since September…

House prices boosted by tram routes

15 May 2017 12:21

In the wake of Friday’s international cyber attack, it was logical to assume that yesterday’s complete shutdown of the Manchester…