savings

Best Buys: Regular savings accounts

27 November 2018 16:43

Regular savings accounts mean you have to commit to paying in a certain amount every of month – but they…

Best Buys: Savings accounts for children

19 December 2017 11:57

With Christmas – and its potential for gifts of money from generous Godparents – fast approaching, now is a great…

UK savers beware. Misleading advertisements are coming for you

2 October 2017 13:02

Scams are nothing new. From the Nigerian Prince who needs our help transferring money to the glut of fake goods…

Are we wise to turn our backs on cash ISAs?

6 September 2017 16:15

With interest rates so low, it’s no surprise to read that the amount of cash being put into ISAs has…

How can we encourage millennials to save for their retirement?

23 August 2017 14:11

It’s a story we’ve become used to hearing in recent years. How millennials are the sensible generation. They’ve turned their…

Best Buys: Two-Year Fixed Rate Bonds

15 August 2017 11:31

Putting your savings in a fixed rate bond guarantees your rate of return – but you do have to be…

Don’t be apathetic – take charge of your savings

21 June 2017 12:14

It’s obvious to see how far cash savings have fallen over the years and how increasingly difficult it is to…

Political tinkering has turned pensions into a quagmire

6 June 2017 11:50

It is not usually feasible to put the great and good of the financial services industry together in a room…

High street firms shun government savings programme

6 April 2017 12:07

Poor LISA. She’s all dolled up, ready to make her entrance onto the national stage and nobody wants her. She’s…

What does the new tax year mean for your pocket?

6 April 2017 11:14

Today marks the start of the new 2017/18 tax year, and this month a long list of changes come into…

Everything you need to know about your ISA options for the new tax year

5 April 2017 11:38

It’s that time of year again when savers are repeatedly asked the same old questions: do you have an ISA,…

What you need to know about the Lifetime ISA

9 February 2017 12:31

Eight weeks today the Lifetime ISA will launch to help people save towards buying their first home or retirement. In…

The new Lifetime ISA hasn’t been properly thought through

16 December 2016 13:05

The Government has announced it will scrap the much-criticised 5 per cent penalty fee for those who cash in a…

Secret squirrel savings: why keeping financial secrets is a good idea

30 November 2016 11:57

The Prudential seems shocked to find that many couples aren’t entirely honest with each other when it comes to their…

The gender pensions gap is the last barrier to female equality

18 November 2016 11:36

Many women still suffer from a touch of the Cinderella complex. These days, few want men to sweep up the…

Inflation rise means more bad news for savers – but you can chase down a half-decent return

19 October 2016 11:45

So, inflation has gone up. Unexpectedly, it rose to a 22-month high of 1 per cent this week, with the full…

Britons are a nation of tea-drinkers, and we’re willing to pay top price for the perfect cuppa

14 October 2016 12:28

If you believe the national stereotypes, there are certain things us Brits can’t live without, among them fish and chips,…

Savers paying the price as the country meanders towards Brexit

9 September 2016 11:33

Oh to be a saver in a country currently run by Bank of England boss Mark Carney. Oh dear, indeed.…

Young people’s ‘yolo’ spending is a symptom of a much bigger problem

8 September 2016 13:55

‘You’ve got to stop eating those croissants,’ my parents tell me. I know they’re right, but have they seen the croissants?…

One month on, what the base rate cut means for you

2 September 2016 11:14

It’s a month since the Bank of England cut the base rate to 0.25 per cent, the lowest level in…

Savers braced for more turbulence and paltry returns

19 August 2016 11:32

As if things weren’t bad enough for savers, the months ahead are looking bleaker than ever. The repercussions of the…

Money digest: Bad news for savers, good news for borrowers

2 August 2016 10:57

Savings accounts are disappearing rapidly as the expected cut to the base rate draws closer, says the Guardian. Moneyfacts, a…

Savings rates are in the doldrums – but help is at hand

20 July 2016 11:47

Pity the savers. With interest rates at historic lows and banks loath to offer anything remotely resembling a decent return,…

I’m a saver, get me out of here! Navigating the new savings maze

3 June 2016 10:32

Every time George Osborne takes hold of a red box he seems to come up with another tax-free savings vehicle.…