Pensions

Work till you drop: state pension age could be raised to 70

23 March 2017 11:44

There’s an episode of the TV political drama The West Wing which focuses on the raising of the retirement age.…

Last-minute tips to cut your tax bill

23 March 2017 10:52

The clock’s ticking to shield your savings and investments from the taxman for the 2016/17 tax year, which ends on…

The new era of pension freedom is a boon to the Treasury

14 March 2017 11:10

Savers cashing in their pension pots has led to the government raking in almost twice the tax it estimated the…

What we learned from the Pensions Green Paper

28 February 2017 11:52

You’ve saved for years into a defined benefit pension scheme in the expectation it will provide you with a secure…

Why don’t the EU’s pensioners in the Lords have to declare their interest?

5 February 2017 10:00

‘A Bill to confer power on the prime minister to notify, under Article 50(2)…’. When it comes to the House…

We no longer have a pensions system, just a mess caused by the Treasury

10 January 2017 11:52

Back in the 1980s, when I was embarking on a lifetime of sweat, toil and tears in order to bring home…

A crackdown on pension scams is welcome but we need action not words

25 November 2016 11:28

There was one nugget in Philip Hammond’s first – and last – Autumn Statement that was met with almost universal…

The gender pensions gap is the last barrier to female equality

18 November 2016 11:36

Many women still suffer from a touch of the Cinderella complex. These days, few want men to sweep up the…

Are you driven mad by nuisance calls? There are steps you can take to stem the tide

1 November 2016 11:42

Nuisance calls are the bane of my life – as are unprompted texts. They assault my mobile at all hours,…

New pensions help may not reach those who need it most

31 August 2016 12:07

Pensions advice allowance. It’s not the sexiest of phrases but, if all goes to the Government’s plan, this new proposal…

Rule changes could scupper full state pension payouts

25 August 2016 12:30

Pensions: about as easy to understand as the theory of relativity. Successive governments have pledged to simplify and clarify the…

What about savers and pensions? Ten thoughts on today’s rate cut

4 August 2016 17:15

Today’s rate cut and announcement that there will be more QE means more pain for UK pensions – yet the Bank of England statement…

Would you roll the dice on a pensions lottery? Soon you might have to

15 July 2016 11:01

The UK doesn’t save enough. It’s a plain and simple truth that the savings and investment industry has known for…

Why you should care about a little-known pensions rule

29 June 2016 10:12

When you were a young child, did you ever throw away the packed lunch provided by your parents, then go…

When will George Osborne stop tinkering with pensions?

21 June 2016 14:33

Sooner rather than later, George Osborne is going to have to come clean and tell us what he really wants to…

David Cameron’s Brexit threat to pensioners is a new low

12 June 2016 16:05

Campaigns only last for a few weeks, but politicians can be defined by what they say during those campaigns. Ed Miliband…

Revealed: the magic formula for a prosperous retirement

18 May 2016 16:46

This piece is from the new issue of Spectator Money, out on Thursday 19 May. The magazine will come free…

Act now to avoid the pensions time bomb

6 May 2016 9:45

One of the starkest trends in recessionary Britain is the ever expanding army of the self-employed. Among the staggering 4.4…

A wake-up call for women: act now or you will suffer in retirement

4 May 2016 10:00

Are women sleepwalking into a retirement nightmare? That’s the suggestion behind new research published by investment group Fidelity. It revealed…

Children or a pension? The true cost to women who put their financial needs on hold

22 April 2016 10:24

More women than ever face old age in poverty after a report this week revealed that they were sacrificing their…

A common sense approach to pensions

29 March 2016 10:21

When the government implemented radical new pension freedoms a year ago, it was the most fundamental reform to the system…

Poisonous pensions: why we will work until we drop

23 March 2016 9:52

No-one in their right mind would have willingly created the monster that is now the country’s current pension system. It…

Paying for financial advice – with your pension

15 March 2016 9:21

You could soon be able to dip into your pension in order to pay for financial advice – so long…

Pensions: George Osborne loses his nerve

7 March 2016 9:24

Some have compared it to a farce worthy of Alan Ayckbourn, others have condemned it as a missed opportunity. Whatever…

Is it too late for George Osborne to be a Conservative hero?

5 March 2016 12:17

The Chancellor has today declared a ceasefire on Middle Britain: he will not go ahead with his planned pensions raid,…