Pensions

Spend your pension pot wisely

20 June 2017 11:01

There was an almighty hoo-ha when George Osborne introduced pension freedoms. In the biggest change to pensions in a generation,…

What the election result means for your finances

9 June 2017 13:03

Well, I don’t think anyone expected that, least of all Theresa May. As the country picks over the result of…

Political tinkering has turned pensions into a quagmire

6 June 2017 11:50

It is not usually feasible to put the great and good of the financial services industry together in a room…

People paying the highest rate of tax now at record level

1 June 2017 11:22

A record number of people are now paying the highest rate of tax thanks to wage inflation and the reduction…

Dwindling pension funds plugged by workers’ wages

22 May 2017 11:45

A decade ago, while working for a national newspaper, I forced the then Labour government to release documents under the…

Over-45s fear for retirement if the Tories reduce the state pension

17 May 2017 12:37

With the news dominated by the political parties’ respective manifestos, there’s a lot of information to digest. At the time…

How do you solve a problem like the pensions system? Spectator Money has a solution

9 May 2017 11:34

What should be done to our muddled and over-complicated pensions system? We (our politicians, that is) have created a pensions…

Do we trust politicians to solve our financial problems? Of course not

8 May 2017 12:27

Do we trust politicians? Is that the same as asking if we trust estate agents, door-to-door salesmen or, er, journalists?…

Snatching state pensions back from the rich would end in disaster

28 April 2017 8:27

While Theresa May makes her mind up over the triple lock on state pensions the OECD has come up with…

Scrapping the pension triple lock would be bad news for pensioners – and the Tories

27 April 2017 12:30

The wrangling over key policy areas in the upcoming general election has begun in earnest. If you’re already tired of…

What does the new tax year mean for your pocket?

6 April 2017 11:14

Today marks the start of the new 2017/18 tax year, and this month a long list of changes come into…

Work till you drop: state pension age could be raised to 70

23 March 2017 11:44

There’s an episode of the TV political drama The West Wing which focuses on the raising of the retirement age.…

Last-minute tips to cut your tax bill

23 March 2017 10:52

The clock’s ticking to shield your savings and investments from the taxman for the 2016/17 tax year, which ends on…

The new era of pension freedom is a boon to the Treasury

14 March 2017 11:10

Savers cashing in their pension pots has led to the government raking in almost twice the tax it estimated the…

What we learned from the Pensions Green Paper

28 February 2017 11:52

You’ve saved for years into a defined benefit pension scheme in the expectation it will provide you with a secure…

Why don’t the EU’s pensioners in the Lords have to declare their interest?

5 February 2017 10:00

‘A Bill to confer power on the prime minister to notify, under Article 50(2)…’. When it comes to the House…

We no longer have a pensions system, just a mess caused by the Treasury

10 January 2017 11:52

Back in the 1980s, when I was embarking on a lifetime of sweat, toil and tears in order to bring home…

A crackdown on pension scams is welcome but we need action not words

25 November 2016 11:28

There was one nugget in Philip Hammond’s first – and last – Autumn Statement that was met with almost universal…

The gender pensions gap is the last barrier to female equality

18 November 2016 11:36

Many women still suffer from a touch of the Cinderella complex. These days, few want men to sweep up the…

Are you driven mad by nuisance calls? There are steps you can take to stem the tide

1 November 2016 11:42

Nuisance calls are the bane of my life – as are unprompted texts. They assault my mobile at all hours,…

New pensions help may not reach those who need it most

31 August 2016 12:07

Pensions advice allowance. It’s not the sexiest of phrases but, if all goes to the Government’s plan, this new proposal…

Rule changes could scupper full state pension payouts

25 August 2016 12:30

Pensions: about as easy to understand as the theory of relativity. Successive governments have pledged to simplify and clarify the…

What about savers and pensions? Ten thoughts on today’s rate cut

4 August 2016 17:15

Today’s rate cut and announcement that there will be more QE means more pain for UK pensions – yet the Bank of England statement…

Would you roll the dice on a pensions lottery? Soon you might have to

15 July 2016 11:01

The UK doesn’t save enough. It’s a plain and simple truth that the savings and investment industry has known for…

Why you should care about a little-known pensions rule

29 June 2016 10:12

When you were a young child, did you ever throw away the packed lunch provided by your parents, then go…