Spectator Money

This week’s Best Buys: Two-year fixed rate ISAs

5 June 2018 11:16

If you’re thinking about investing your money in cash and want a tax-efficient way to do it, this week’s Best…

Pret A Manger is an excellent example of what British entrepreneurs do best

1 June 2018 9:19

I shop at WH Smith with gritted teeth but I positively salivate when I spot a Pret A Manger. Some…

Is money an appropriate wedding present?

31 May 2018 22:04

Dear Mary: I have been invited to the wedding of a distant relative through marriage, to her long-term partner. I…

Building societies are feeling the squeeze – but don’t discount these underdogs just yet

30 May 2018 19:41

Barely a month goes by without a new banking firm popping up. And while some are interesting, and a few…

No wonder our productivity looks permanently sickly

29 May 2018 16:59

With one state-imposed compliance exercise after another getting in the way of business, no wonder our productivity looks permanently sickly.…

A ban on wood burners would kill off our country pubs

29 May 2018 14:53

If stoves and fires come under attack, country pubs and restaurants will collapse. This will happen, I suspect, even if…

Best Buys: 0% introductory balance transfer rate credit cards

29 May 2018 14:19

If you have credit card balance on an existing account, you could save vast amounts of money by transferring the…

How Amazon is destroying the British high street

24 May 2018 16:32

The announcement from Marks & Spencer regarding multiple store closures is the most recent in the long chain of major…

Best Buys: First time buyer mortgages

23 May 2018 14:18

If you’re looking to buy your first home, this week’s Best Buys – from data supplied by moneyfacts.co.uk – will…

Let’s not cancel the Crossrail celebrations yet

21 May 2018 17:33

Until a few days ago, reporting of the almost completed Crossrail project had been focused chiefly on the impact of…

How do you solve a problem like FOBTs?

17 May 2018 12:51

This is an extract from Robin Oakley’s racing column of 3 March, 2018.  You can tell by the tone of…

In praise of fixed-odds betting terminals

17 May 2018 12:48

Racing is an expensive sport to stage. Courses and grandstands have to be maintained, health and safety regulations have to…

Best Buys: One-year fixed rate bonds

15 May 2018 11:51

If you’ve got a chunk of money that you don’t mind having locked away for a set amount of time,…

Capitalism won’t fix the NHS’s bureaucracy problem

14 May 2018 13:39

James Delingpole is right, of course, to extol the virtues of capitalism (‘We don’t deserve capitalism’, 5 May) but wrong…

Don’t dismiss cryptocurrencies as the drug dealer’s friend

11 May 2018 9:34

This is the leading article in this week’s Spectator magazine. Since its inception, cryptocurrency has been regarded as technically fascinating…

If you want £10k at 25, you should have to compete for it

10 May 2018 22:41

Would it really be fairer, in an inter-generational sense, to whack an ‘NHS levy’ on pensioners while giving every 25-year-old…

Best Buys: Five year and over fixed-rate mortgages

8 May 2018 13:04

Fixing your mortgage repayments for five years means you can be sure of the repayment costs, and they won’t budge…

The UK economy isn’t all doom and gloom

3 May 2018 19:12

This is an extract from this week’s ‘Any Other Business’ column.  The UK economy grew just 0.1 per cent in…

A trade war is a zero sum game

2 May 2018 10:55

A decision on one of the more controversial of U.S. President Donald Trump’s protectionist policies was yesterday postponed as the U.S.…

Best Buys: Easy access accounts without a bonus

1 May 2018 16:30

Finding a savings account that allows you to collect any interest at all, while still having access to your cash…

It’s time to shout at your bank chairman about branch closures

27 April 2018 10:55

This is an extract from Martin Vander Weyer’s ‘Any other business’ column in this week’s Spectator The season of high-street…

No wonder millennials are worried about never owning a home

27 April 2018 10:44

The Resolution Foundation suggested that a third of Britons born between 1980 and 1996 will never own their own home.…

Finland’s Universal Basic Income experiment falls flat

25 April 2018 12:00

Should governments abolish their welfare states and replace them with a Universal Basic Income (UBI), paid to everyone, even billionaires,…

Best Buys: 5 year fixed-rate buy-to-let mortgages

24 April 2018 18:04

Buy-to-let property is still a popular investment choice for those who can afford it. Here are the best 5-year fixed…

Can WPP’s model survive without Martin Sorrell in charge?

23 April 2018 13:20

I said last week that WPP chief executive Sir Martin Sorrell was in ‘a very exposed position’. Sure enough on…