Spectator Money

There is no simple fix for Britain’s ‘broken’ housing market

17 November 2017 18:10

You’re probably sick of hearing that Britain is in the midst of a housing crisis – we’ve all heard it…

What tax behaviour is legal, yet wrong?

16 November 2017 20:06

In the argument about tax avoidance, people feel very strongly, yet it is hard to define wrong behaviour. We all…

A couple that save together, stay together

15 November 2017 18:41

Do you know what your partner earns? And if you don’t, is that a problem? If it’s just a matter…

Best Buys: 0% introductory purchase credit cards

14 November 2017 14:28

When choosing a 0% credit card, what you’re ultimately looking for is the card that offers you the longest 0%…

Morality seems to have evolved as much in taxation as it has in flirtation

13 November 2017 16:47

What would a perfect tax system look like? For companies, profit taxes should be competitively low, to encourage inward investment,…

A year on from Trump’s election win – has it been all good news for investors?

10 November 2017 9:35

Before Donald Trump was elected the 45th President of the United States, his supporters claimed that he would be ‘good…

We need to stop pretending that personal finance is hard

9 November 2017 13:42

Whilst planning no career change of my own beyond my regular, if fleeting trips to secondary schools to talk about…

10 years on from the credit crunch, Lloyds is again forcing customers into deeper debt

8 November 2017 16:13

I’ve been a customer of Lloyds Bank for over 30 years, and as in any long-term relationship there have been…

Best Buys: Easy access savings accounts without bonus

7 November 2017 16:54

Finding a savings account that allows you to collect any interest at all, while still having access to your cash…

Don’t believe the doom-mongers – DVDs are thriving, not dying

6 November 2017 17:21

According to the accountants’ ledgers, DVDs are dying. Sales of those shiny discs, along with their shinier sibling the Blu-ray,…

Should the City be sending money into Putin’s banking system?

6 November 2017 16:33

This is an extract from Martin Vander Weyer’s ‘Any Other Business’ column. In connection with the receding possibility of a…

Making money by doing good needn’t be impossible

3 November 2017 13:41

‘Impact investing’ — the idea of doing good and making money at the same time — is reaching a tipping…

An investors’ guide to surviving Corbyn

3 November 2017 13:28

Windfall taxes imposed overnight. A sweeping programme of nationalisation. A levy on every bank transaction. A campaign on ‘back taxes’…

Can making home improvements really add value to your home?

3 November 2017 10:25

‘Adding value’ to your home has always been a staple manoeuvre for any astute homeowner – but it is proving…

The interest rate rise is a tiptoe back towards the economic normality we have almost forgotten

2 November 2017 16:14

There are occasions when an apparently negative economic indicator is also in some sense positive. September’s 9 per cent drop…

The Bank of England has finally raised interest rates. More, please

2 November 2017 12:57

Finally, interest rates are back on their way up. The Bank of England’s rise today – from 0.25 per cent…

Closing many of the UK’s free ATMs would be a huge blow to rural communities

1 November 2017 17:09

A few weeks ago, Mike Fotis wrote of the depressing future of UK banking for those living in rural areas,…

Best Buys: Buy-to-let two year fixed rate mortgages

31 October 2017 11:33

If you’re thinking of investing in a buy-to-let property, take a look at this week’s Best Buys; two-year fixed rate mortgages…

The value of Scotch whisky exports might be on the up – but volume isn’t

30 October 2017 16:25

Scotland’s whisky industry is the UK’s single largest food and drink export, accounting for almost a fifth of Britain’s the…

As the nights draw in, have you done enough to secure your home?

27 October 2017 18:03

This Sunday – 29th October – the clocks go back, giving us an hour longer in bed, but darker evenings.…

Rio Tinto’s colossal corporate cock-up

26 October 2017 13:33

Another week, another blue-chip in the dock. The US Securities and Exchange Commission has brought fraud charges against London-based mining…

Why paying your interns is the right thing to do

25 October 2017 15:53

Three quarters of people back the banning of unpaid internships beyond a four-week period. This is according to a survey…

What is the T-charge, and how might it affect you?

23 October 2017 17:51

The T-charge – short for Toxicity Charge – comes into force in central London today. It’s part of the London…

Thank goodness for doses of statistical reality

20 October 2017 16:55

How did we mislay half a trillion pounds? Revised data from the Office for National Statistics has just reduced the…