Spectator Money

The political parties are not being honest about their tax and spending plans

26 May 2017 11:33

After the atrocity in Manchester on Monday night, campaigning for the general election resumes today. With just a fortnight to…

Best Buys: Remortgage Rates

26 May 2017 10:04

This week’s Best Buys, provided by Moneyfacts, are Remortgage Rates.

Economic growth revised down as inflation puts squeeze on consumer spending

25 May 2017 12:49

Is Brexit finally starting to bite? New figures released this morning show that consumer spending increased at the slowest pace since…


How to finance home improvements with a mortgage

25 May 2017 11:07

A property should have two bathrooms for every three bedrooms to maximise its value and desirability. That’s according to 70…

Are older borrowers being punished for their age?

24 May 2017 9:21

Imagine having an immaculate credit record and a secure income, only to be locked out of some of the most…

Don’t let cyber criminals steal your money – take steps to protect your finances

23 May 2017 13:33

It’s the modern malaise: online fraud. In a world where so many of our transactions happen over the internet, it’s…

Housing is escalating up the political agenda

23 May 2017 12:41

As we ready ourselves for what has become an annual pilgrimage to the polling booths, in terms of finance there…


Grieving families face unexpected tax bills

22 May 2017 12:43

Little-known rules regarding ‘death-in-service’ payouts from workplace pension schemes could see grieving families hit by shock five-figure tax bills. That’s…

Dwindling pension funds plugged by workers’ wages

22 May 2017 11:45

A decade ago, while working for a national newspaper, I forced the then Labour government to release documents under the…

Have you planned your digital legacy?

19 May 2017 12:53

Going through a loved one’s photos, books, music collection and possessions after they’ve passed away can be an emotional process.…

Best Buys: Two-Year Fixed Rate Bonds

19 May 2017 11:53

This week’s Best Buys, provided by Moneyfacts, are Two-Year Fixed Rate Bonds.

The sun shines on retail sales

18 May 2017 12:32

When the sun shineth…go shopping. That’s what we did in our droves during April, boosting retail sales by 4 per…

Four ways to protect your finances on holiday

18 May 2017 12:03

British families are forecast to spend £1,284.54 per person on this year’s summer holiday. That’s up more than £200 on…

Over-45s fear for retirement if the Tories reduce the state pension

17 May 2017 12:37

With the news dominated by the political parties’ respective manifestos, there’s a lot of information to digest. At the time…

Families under further pressure as earnings growth slows

17 May 2017 11:20

There’s more doom and gloom for households today as new figures reveal the first decline in real earnings since September 2014.…

There’s a shed-load of valuables in your garden, but are you insured?

16 May 2017 14:51

Ah, Chelsea. Or in my case, ah, Tatton. It’s that time of year again when the Royal Horticultural Society revs up…

Inflation at highest level since 2013

16 May 2017 13:55

There’s bad news for households this morning following the news that inflation has soared to its highest level since September…

House prices boosted by tram routes

15 May 2017 12:21

In the wake of Friday’s international cyber attack, it was logical to assume that yesterday’s complete shutdown of the Manchester…

The Bank of Mum and Dad: should parents lend money to their adult children?

15 May 2017 11:11

I don’t normally glean insights for my personal finance columns from police dramas on TV, honest. Recently, though, I caught…


Got a grievance? Then make sure you complain online

12 May 2017 11:23

All publicity is good publicity, right? Wrong. The United Airlines controversy last month showed just how quickly poor crisis management…

Best Buys: Five-Year Fixed Rate Buy-to-Let Mortgages

12 May 2017 10:34

This week’s Best Buys, provided by Moneyfacts, are Five-Year Fixed Rate Buy-to-Let Mortgages.

Record fine for one of Britain’s worst cold callers

11 May 2017 12:07

I am immensely cheered by the news that one of the worst perpetrators of cold calling has been fined a…

Budgeting will save you money and might even make you happier

11 May 2017 10:40

How much money do you have in your current account right now? What date do you pay your electricity bill?…

Water, water everywhere: we spend £707 million a year fixing damage caused by our neighbours

10 May 2017 12:16

As I watched the water creep across the kitchen floor, powerless to prevent a mini tsunami, I had an inkling…

Make your spending money go further when travelling abroad

10 May 2017 11:05

Anyone with a trip on the horizon is likely to make a checklist of essentials to pack, but what about…