Image: Getty

We must improve financial education in schools

14 November 2016 12:36

When I was at school in the, er, 1980s, there was no such thing as financial education. Yes, we had…

Goodwood Races

Borrowing from friends and family can have serious consequences

1 September 2016 11:27

If a pal turned to you for financial help, would you lend a hand? If you have the cash it’s…

Marley’s ghost illustration by John Leech, 1843

When it comes to debt, Charles Dickens offers good financial advice

27 July 2016 13:26

I always feel sorry for Marley’s ghost in Charles Dickens’s ‘A Christmas Carol.’ He wore a heavy chain he had…

Image: Getty

The pre-payday pinch: how to manage your finances

19 July 2016 10:42

Are you skint? Is payday merely a blip in the month, a day where you make your minimum credit card repayment,…


Drowning in debt? You’re not the only one

1 July 2016 11:29

Take a look in you wallet. As well as your debit card, receipts and photos of loved ones, what else…

British pound notes and coins are pictur

Lenders are forcing people into a vicious cycle of deepening debt

10 June 2016 11:05

When you drift into debt, it’s not easy to get out of it. Many end up in financial trouble for…


Is the cashless society a good thing? Definitely not

24 May 2016 10:23

On a quiet news day, not much happens if you’re a reporter. It’s tempting to sit back, surf the internet,…

(Photo: Getty)

Debt-free in retirement? Dream on

12 April 2016 10:44

My parents are lucky. They’re in their 60s, mortgage-free and not bogged down by any personal loans. But if new…

(Photo by Christopher Furlong/Getty Images)

Osborne looks set to miss his deficit target – again

21 October 2015 10:22

After disappointing figures last month, public borrowing in September came in lower than forecast, at £9.4bn, figures published by ONS…

Image: Getty

Osborne’s welcome conversion to the advantages of a budget surplus

10 June 2015 15:01

There should always be celebration when a sinner repents, and so it’s great to see George Osborne’s belated conversion to…

Labour Leader Ed Miliband Gives A Speech On The Economy

Deficit? What deficit? Labour candidates ignore key issue

10 April 2015 16:06

Ed Miliband famously forgot to mention the deficit in his 2014 conference speech, but you would have thought that at…


Why both the Tories and Labour now want a fight on the economy

14 December 2014 10:01

Tomorrow, in a sign of how keen the Tories are to keep the political debate focused on it, both David…

London, May 2011 (Photo: AFP)

How to defuse Britain’s £1.45 trillion public-debt time-bomb

29 October 2014 10:13

Last week’s public-finance statistics were truly dreadful. They showed that despite a year of fairly robust economic growth, UK government…

(Photo: Getty)

The European market hangover – bad news is bad news again

17 October 2014 14:04

In the latest Spectator, Liam Halligan takes a sobering look at European markets bearing the brunt of sanctions against Russia.…

U.K. Chancellor George Osborne Launches National Loan Guarantee Scheme

People trust the Tories with their money – that’s why they can promise unfunded tax cuts

3 October 2014 11:06

Does it matter that the Tories can’t spell out how they’d fund the tax cuts they announced at their party…

Hold on to your hats. It's Boris vs George. (Image: MATT DUNHAM/AFP/Getty Images)

Team Boris vs Team Osborne — the first skirmish

6 August 2014 12:58

Today was set to be a boring day in Westminster. Sajid Javid, a courtier to George Osborne, was billed to…

The Changing Face Of The UK High Street

Britain’s banks fail the poor

28 July 2014 11:36

Britain’s banks aren’t working for the poor. We, the better off, might moan when our internet banking crashes or in-branch…

Image: Getty

Interest rates are poised to rise – which means we’ll find out how much of the recovery is real

13 June 2014 16:10

Mark Carney’s hefty hint that interest rates could rise sooner than markets anticipate is politically awkward but important, as until…

Alistair Darling Poses Before Leaving To Give His First Budget Speech

Tax Freedom Day is a reminder of the choice in 2015: high tax Labour, low tax Conservatives

28 May 2014 14:02

Tax Freedom Day, which falls today, is cause for celebration. It marks the point in the calendar when someone’s income…

Ed Miliband's Speech On Reforming Labour's Links With Unions

No wonder the Labour Party is broke

19 May 2014 15:11

“We need to raise £66,000 to make…122,000 calls to Labour voters,” says a super-localised campaign email from the Labour Party.…

David Cameron

David Cameron’s moral mission on public spending

4 March 2014 8:57

David Cameron’s speech on the economy today is designed to hit Labour on its weak spot again: reminding voters that…

George Osborne on his way to give the 2013 Autumn Statement this morning. Photo: Getty Images.

Fisking George Osborne’s ‘hard truths’ speech

6 January 2014 18:37

Today, George Osborne used a speech to administer what he called ‘hard truths’ about the economy. But in some cases, the truth was…

The Osborne Austerity

Osborne increases debt more than Labour did over 13 years

21 November 2013 13:27

The national debt figures are out – £1.2 trillion and rising – and although I hate to say it, the…

Our brilliant cover illustration by Peter Brookes.

Ken Livingstone slams Labour’s ‘moral cowardice’

15 November 2013 13:47

Ken Livingstone has risen once again from his political grave to criticise Labour’s ‘moral cowardice’ for borrowing through the boom rather…

Image: Getty

The economy is booming, says the Bank of England. So why won’t it raise rates?

13 November 2013 12:13

Yet another survey suggests that Britain is booming – this time, it’s from the Bank of England’s Monetary Policy Committee.…